Personal mini loans in 10 minutes, easy and fast

Do you need fast money? Family or friends can no longer help you, it’s time to apply for mini loans online, you’ll have the money in 10 minutes.

To get the money you need you can try any of the 3 systems that are currently working:

  • You search on the Internet for the company you would like to use to get your personal loan, it may be rune that you have seen on television or heard on the radio.
  • You enter a comparator of credit companies, there are many and very good online. They expose all the information of each of the companies and you choose in which you request your money.
  • You use a loan request manager such as ours, fill out a form with your basic personal and financial data and we take care of looking for you the entity that is willing to grant you financing.

Why are online loans easy to get?

Why are online loans easy to get?

Online personal loans are a very simple product to obtain, it is intended for customers who need small amounts of money at specific times, and who will return it in a short time.

You save all the paperwork and time you need to get a loan in the traditional way through banks.

The application process is completely online, with no calls or questions so that you will need the money.

The requirements are very simple:

  • Have valid ID or NIE.
  • Be Spanish or resident in Spain.
  • Have a solvent and functioning bank account.
  • Email and mobile phone.
  • Be of age.

The documentation to request these credits online is also minimal:

  • Photocopy of the DNI or NIE, to prove your identity.
  • Bank receipt proving that you are the owner of the account you provide.
  • Some document proving that you receive stable income.

How much money can I request on credit?

How much money can I request on credit?

Normally in these non-financial entities online you can request from 50 to 60,000 euros.

Depending on the amount and time you plan to return it, the requirements and documentation vary.

It also depends on the amount of the credit if you will have to pay it back in a single installment or several monthly installments.

From Pancormoney we can help you when you need a loan of 1000 euros or personal loans of 30,000 euros.

Need a payday loan, but refused by the bank? What now?

Unfortunately, not everyone is eligible for a loan from the bank. The bank finds the risk too high to provide a loan and this is mainly due to the after-shock of the crisis. However, it is still possible to borrow money, as you can still qualify for a loan from the government. The government can help you in the form of buying shares, providing a guarantee or through providing a loan.

The Seed & Early Stage investment

The Seed & Early Stage investment

If you want to qualify for risk capital, you can contact the Participation Company Flanders (PMV). The Participation Company Flanders gives innovative starters the opportunity to get through the growth phase with their company. The entrepreneurs are supported by means of risk capital, which is also called the ‘Seed & Early Stage investment’. With this investment, the government becomes a shareholder in the company. It is also possible for the entrepreneur to take out a convertible loan with the government. This is a money loan that may later be converted into shares.

This Seed & Early Stage loan can run for 7 to 10 years. Not everyone in Belgium is eligible for this loan. The loan is intended for entrepreneurs who add something to Flanders. The intention is for the entrepreneur to come up with a good business plan. The plan must be thought out and substantiated. If the government sees something in your plan, you can qualify for this loan.

The Business Angels loan

The Business Angels loan

The Business Angel loan has been created for entrepreneurs who are not eligible for a loan from the bank. The BA loan can be obtained from the participation fund. With the BA loan, the entrepreneur is supported by a so-called ‘Business Angel’. This Business Angel supports the entrepreneur financially, but also helps them with doing business and giving tips. The condition for this loan is that the Business Angel must be affiliated with the Business Angel Network. Other conditions for this loan are that the entrepreneur may not have more than 50 employees, and the entrepreneur must realize an annual turnover of 10 million. Also, the amount borrowed from the BA may not exceed your own self-invested amount. The amount that can be borrowed with the BA loan is between € 70,000 and € 125,000.

If you want to be eligible for a BA loan you will have to present your project to the Business Angels Network. Different investors will look at your project, and you may find a Business Angel who can help you set up your business.

The Flemish Credit Broker

The Flemish Credit Broker

If you are not eligible for a loan, you can contact the Flemish Credit Mediator. This can help you in negotiating with financial institutions, so that a solution can be found. The Flemish Credit Broker is looking for alternative ways to help you with the money, so that you can start your business as usual!

Start your loan application here!